PERSONAL INJURY PROTECTION (PIP)

INSURANCE THAT PAYS FOR MEDICAL EXPENSES FOR INJURIES SUSTAINED ON THE PROPERTY OR PREMISES OF THE INSURED, OR IN THE USE, OCCUPANCY, OR OPERATION OF AN AUTOMOBILE, REGARDLESS OF WHO MAY HAVE BEEN RESPONSIBLE FOR CAUSING THE ACCIDENT. THIS INSURANCE INCLUDES BUT IS NOT LIMITED TO AUTOMOBILE, HOMEOWNERS, AND COMMERCIAL PLANS. IT INCLUDES “MEDICAL PAYMENTS COVERAGE,” “PERSONAL INJURY PROTECTION,” OR “MEDICAL EXPENSE COVERAGE.”